What is a pawn loan?
Pawn loans are a quick and easy way to get cash without the hassle of credit checks. The loan is based on the value of your item.
How long is a pawn loan?
Our pawn loans are on a 30 day period. Once you pawn an item with us you will receive a detailed receipt that shows the date it is due and the amount owed.
Can you give me an estimate for my item?
Due to all the factors that are involved in understanding the value of an item please bring it into the store.
Can I renew my pawn loan, or must I pick it up at a certain time?
We do 30 day period loans, however, when your due date comes around and you do not have the total amount to get your pawn out you can get an extension or renewal. All you do is pay the interest amount that is associated with your loan and it will extend it for another 30 days from your due date.
What we take:
- Jewelry – Even broken!
- Musical Instruments
Don’t see what you’re looking for here? Give us a call!
Can I make payments online?
Yes! Download the Mobile Pawn App on your smartphone, let us know and we will send you an activation code. This app will let you see your due dates and make payments from your phone!
Self-Activate MobilePawn Guide
Cash for your Gold
On gold loans, we give cash immediately in a collateral 30 day loan.
Cash for your Guns
Works the same as gold. It’s a collateral 30 day loan that gives out cash immediately.
What to expect
We have the best pawn loan experience in the Hampton roads area. We have the most knowledgeable staff that work hard to get you the most for your loan.
For all loans, we need a valid and current ID from any state. This can be a drivers license or a state issued ID. It must not be expired.
For firearm loans, we need a Virginia issued driver’s license or Virginia state issued ID. This ID must not be expired and if the ID is an Original (ORI) or a Duplicate (DUP), the ID must be a minimum of 30 days old. On the 31st day, you can pick up the firearm loan. These are the same requirements for firearm purchases.
We offer a great way to access and pay on your loans and layaways with our mobile pawn app. The app also allows you to pay on your loan without the credit card fee.
Rates & Fees
Loan rates are based on a 30-day loan and are as follows:
- $0.01-$24.99 10%
- $25-$99.99 (7%)
- $100 and up 5%
- Storage fee 5%
- ERM fee 3$
- Lost ticket fee $5
- Late Fee 10% on principle
- Firearm Loan Redemptions
- Firearm loan redemptions require a background check. This check is done when the firearm is redeemed. ID requirements are listed above in the “ID Requirements section.”